§VI.III — Merchant · Launching Q4 2026

0.5% flat.
Zero chargebacks.
Global.

Accept USDC from any Denaro Pay user worldwide. 0.5% per transaction versus 2.9% on Stripe. No chargebacks — structurally impossible on USDC. Under 2-second settlement. 150+ countries.

Launching Q4 2026
Fee per transaction
0.50%
Chargebacks
None
Settlement
< 2s
Countries
150+
§I
Comparison
vs Stripe

The cost of payment processing, compared.

Stripe charges 2.9% + $0.30 per transaction. Denaro Pay charges 0.5% flat. At $10,000 monthly volume, that is $2,880 saved per year — before chargebacks, dispute fees, and cross-border surcharges.

Denaro Pay Merchant · Q4 2026
Denaro Pay
0.50%
  • Per-transaction fee0.50% flat
  • Fixed fee per transaction$0.00
  • Cross-border surchargeNone
  • ChargebacksStructurally zero
  • Settlement timeUnder 2 seconds
  • Settlement currencyUSDC on Base
  • Yield on settlement balance5.20% APY
  • Countries150+
Stripe Standard
Stripe
2.90% + $0.30
  • Per-transaction fee2.90%
  • Fixed fee per transaction+ $0.30
  • Cross-border surcharge+ 1.5%
  • ChargebacksFrequent + $15 fee
  • Settlement time1–2 business days
  • Settlement currencyLocal fiat
  • Yield on settlement balance0%
  • Countries46
§II
Savings
$10k monthly volume

What you save at $10,000 monthly volume.

A merchant processing $10,000 per month on Stripe pays approximately $320 per month in processing fees. On Denaro Pay, that same volume costs $50. Annual savings: $2,880.

Monthly fee comparison at $10,000 volume
Stripe: 2.90% × $10,000$290.00
Stripe: $0.30 × estimated 200 transactions+ $60.00
Total Stripe monthly cost≈ $350.00
Denaro Pay: 0.50% × $10,000$50.00
Monthly savings$300.00
Annual savings$3,600/year

Estimates for illustrative purposes. Stripe fees vary by card type. Chargeback fees and cross-border surcharges not included.

§III
Features
What is included

Built for global merchants.

Transaction fee0.50% flat — no fixed fee
ChargebacksStructurally zero — blockchain finality
Settlement timeUnder 2 seconds on Base L2
Settlement currencyUSDC on Coinbase Base
Yield on settlement balance5.20% APY via Morpho Blue
Cross-border surchargeNone — same 0.50% globally
Countries accepted from150+
Volume ceilingNone
Integration methodsAPI · SDK · Hosted checkout · QR code
Fiat off-rampAirwallex — 60 local currencies
Launch dateQ4 2026
§IV
Waitlist
Q4 2026 launch

Join the merchant waitlist.

Merchant payments launch Q4 2026. Join the waitlist to get early access, integration documentation, and priority onboarding when we open the API.

You are on the list. We will contact you when merchant payments launch in Q4 2026.

Your email will only be used to contact you about the merchant payments launch. See privacy policy.